Expect More - Get More
We have been preparing bankruptcy filings for over 20 years and in that
time, we have handled more than 75,000 consumer cases. But there is more to
it than just preparing run-of-the-mill bankruptcies.
What an awesome service you provide. I really appreciate all your fine work and help.
- Patty S., Las Vegas, NV
In the early years, we managed
the backend operation for various bankruptcy attys in several of the
largest bankruptcy cities in the US. These attys would sell bankruptcy
services to their clients and we would prepare the documents, file them and
arrange for appearance attys representation at the trustee hearing. Because
we worked for several busy attys and in large markets, we churned out an inordinate volume of bankruptcy filings and
in the process, mastered all the ins and outs of consumer bankruptcy.
The law says that you can stop collectors from telephoning
you or writing you at any time even without filing bankruptcy by doing one
simple thing. Are you aware of this?
Most people are not aware of this. In fact most attys do not know this
either. This is just one small example of how we know the ins and outs of
consumer debt and bankruptcy and this is one thing we reveal in the Labyrinth. It
will make your jaw drop when you find out how easy it is.
Because the attys our company supported handled contested bankruptcy
issues, we did too.
If there were complex post-petition issues, we would do the legal research and prepare all the documents
necessary to defend the persons against creditor challenges. These included
court motions for both adversarial and administrative processes as well as
documents in adversary core proceedings. These ran the gamut of, complaints
to determine dischargeability; motions to avoid judicial liens; 521(f)
motions; motions to lift the automatic stay; motions to value property of
the estate; motions to cram down under-secured claims; complaints regarding
student loans and a lot more. It is in these contested cases and the appeals
court decisions that the underbelly of the system can be seen.
It was in providing legal research and support for contested cases as well as
the sheer volume of bankruptcy filings, that we got
to master the inner workings of the bankruptcy system, and this is where we
accumulated the wealth of knowledge we call, The Labyrinth. As a consumer,
your bankruptcy will almost never be contested, but you can still benefit
from the resulting wealth of knowledge, The labyrinth.
In the past, we handled all sorts of bankruptcy types including the dreaded
chapter 11 for large businesses. Back then, a lot of people who wanted to file chapter 13 to
allow them more time to catch up on delinquent mortgages could not do so.
because there was a low asset eligibility limit for chapter 13. This meant that in high
cost real-estate markets such as California, New York and the eastern
coast, a lot of people were forced to file chapter 11 because of high
Filing a chapter 11 was and still is nothing less than a nightmare
reserved for large corporations with a team of bankruptcy attys. Even
today, the vast majority of bankruptcy attys do not handle chapter 11
cases, and the few that do are like high-priced gunslingers, charging often
as much as $10,000 or $20,000 just to start a case. Some of the attys we
worked for handled chapter 11 cases, which meant that we did too. It was in this high
pressure do-or-die arena that we further differentiated ourselves from other
bankruptcy companies. Mind you, this
was all before there was a popular Internet and before there were any
bankruptcy companies on the Web.
Though we started out handling both business and consumer bankruptcies, around the mid-nineties when bankruptcy
procedural rules were relaxed in favor of consumers, we turned our attention
exclusively to helping consumers. When we did, we created the web based
bankruptcy industry which until then did not exist.
It was because of our success that a lot of other companies entered the
consumer bankruptcy market. Interestingly enough, as of a few years ago,
more than half of the web based bankruptcy companies in the United States
were started by individuals who themselves either filed their own personal
bankruptcies through us or were affiliated with us. They figured that if we
could do it then they too could do the same.
Yes, any attorney or experienced bankruptcy paralegal can prepare bankruptcies
but not everyone can prepare it with the confidence and ease that we can.
The one resounding phrase that our past customers use in describing their
experience with us are the words, "as smooth as silk." But this honor is not
easily earned. We learned our craft handing contested consumer and business
bankruptcies in the early nineties and we honed our skills over the last two
decades preparing more than 75,000 consumer bankruptcies. But that in itself
does not entitle us to handle your bankruptcy.
"I'm very impressed with your level of expertise and customer service."
In fact, I am writing an ebook about my online bankruptcy experiences to share with the world.
- Mae S., Okmulgee, OK
Choosing a bankruptcy company to get you out of debt is a personal
thing. Some people are terrified of the courts and will do anything to have
an attorney hold their hands. Many others who have taken the time to read
all the testimonials know in their hearts that these past clients cannot all
be wrong about how easy their bankruptcies were. As modest as our price is,
there are those who may want to try it themselves with blank forms from the
court. If nothing else, it will help them appreciate how much work we do for
them for so little. (It is like the appreciation you get when you think of
all the trouble the postal service has to go through to hand deliver a
letter across the country for under a dollar.)
When deciding who to entrust your bankruptcy filing to, consider that we do more
than prepare your bankruptcy. Over the years we have developed relationships with
many attys throughout the country and we place this attorney network at
your disposal. If you need to ask an attorney a question, we can help you
talk to one for a few dollars and sometimes for free. Remember, we are not
attys and we cannot give you legal advice, but we can put you in touch
with attys who can.
We not only prepare bankruptcies, but we expose the inside secrets of
high-priced bankruptcy attys for your benefit. We were the first and
only bankruptcy company to show consumers techniques for filing bankruptcy
without its even showing up on the credit reporting
industry is built on rules and because they are man-made rules rather than
natural rules, they are full of loopholes and can be broken. We show you how
to legally bend the rules to keep your bankruptcy from being reported in the first
place. But this is not the reason you should use us.
We not only prepare bankruptcies but we can help you recover completely from
the negative consequences of filing bankruptcy, that being your credit.
Bankruptcy can stain your credit for 10 years or even more but it does not
have to be so. With proper help you can have bankruptcy removed from your
credit report in as little as 12 months after filing. We can give you access
to the best consumer credit advocacy attys who will purge your credit of
all negative entries including the bankruptcy in about 12 months. But this
is not the reason to use us.
"We did as you said and 4 months into it...
Our bad derogs began to fall off one after the other.
By the one year mark the bk itself came off our credit. The day we found out was a day we will never forget."
Use us for your bankruptcy filing because, more than anyone else in the United
States, we will ensure that your bankruptcy will be the smoothest and most
effective at discharging your debts. We are confident enough about this to
guarantee you the discharge, not just the filing.
Our iron-clad guarantee starts where others stop. Attorneys do not guarantee
their work at all. How can they? They have no idea whether what you tell
them is true or not or whether the information you supply them for your
bankruptcy is correct or not. Besides, they do not fancy refunding the
$1,500 or more that they charge. Other non-attorney bankruptcy professionals do not
guarantee the discharge either. They may guarantee the documents but not the
discharge and this is because they have no control over the information you
supply. We guarantee you the discharge not only because we know that we are
good enough to get it in every case, but because we know you have a lot of
worries on your mind and we want your discharge not to be one more worry.
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